Ever wondered about switching current accounts but couldn’t face the admin? Friend of the Show, Cash Chats podcaster and award-winning Be Clever With Your Cash blogger Andy Webb talk us through just how easy (and profitable) moving to a new bank can be – and why you might want to stay put too. Andy and our host Kia Commodore cover moving bank accounts, having multiple accounts, compare traditional high street banks with online ones and ask if it’s really worth regularly switching accounts for the latest offers. Switching’s easier than you think. So don’t let the admin get in the way when it might just make you… A Little Bit Richer! You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can hear more from Andy on his podcast Cash Chats and online:: https://becleverwithyourcash.com/ Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

April will ring in the beginning of a new tax year so you may have noticed that there’s a lot of talk about ISAs. But what are they and might they be useful for you? Here to help us understand a little bit more is Legal & General’s ISA Product Manager, Fahad Ahmed. Fahad and our host Kia Commodore chat through the different types of ISAs for saving and investing your money, how the Lifetime ISA can help you get on the property ladder, what to consider when choosing a provider and the changes in this new tax year. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can find out a little bit more about ISAs on Legal & General’s website: https://www.legalandgeneral.com/investments/stocks-and-shares-isa/guides/investing-for-beginners/ Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

More and more people are earning extra cash through side hustles. With so many options, from selling a few old clothes to starting a whole new business, how do you decide what’s best for you and leap into your own side hustle? To help us answer that, financial coach Tolu Frimpong joins our host Kia Commodore. Tolu and Kia chat about different kinds of side hustles and how to pick the right one for you. You’ll hear how it can help you with more than just your finances and to consider the costs that can come with it too. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can find out more about Tolu on her website: https://tolufrimpong.com/ Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Money and love can be a strange mix. It can feel like lots of unspoken rules and pitfalls start popping up when your emotional and financial lives come together. That’s true even when things go smoothly. But what if they don’t? Amy James, a Legal & General Product Manager, joins Kia Commodore to share how she navigated this journey. When Amy and her partner Dan decided to settle down together, he revealed that he’d built up some pretty big debts. That was hard enough for him to admit. Sorting it all out and getting to a much better financial place was even more of a challenge. Amy tells their story, explains how everything changed again when they had a child and talks about how they manage their money today. She also shares some excellent tips for talking through difficult financial situations with your partner. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Credit can seem like a dirty word. But avoiding it altogether could mean you’ll miss out on some benefits. There is a happy medium – and that’s what Kia Commodore explores on this week’s episode. Kia’s joined by Andy Webb, who runs the award-winning Be Clever With Your Cash blog and hosts the Cash Chats podcast. They cover what credit actually means, explore its positive side and chat through risks to watch out for. And they talk about ways to embrace healthy credit to boost your credit score. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can hear more from Andy here: https://becleverwithyourcash.com/ Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

Kia Commodore returns to one of A Little Bit Richer’s biggest topics – house buying. If you bought your first property a few years ago you might be thinking about moving up the proper ladder. Maybe you need a bigger home, somewhere that’s a better investment or perhaps even both. Kia chats through it all with independent mortgage adviser Liam Anstruther. He set up The Mortgage Advice Club to help people through the house buying process. They discuss when and how to start thinking about property next steps. They cover everything from dealing with higher interest rates to possibly holding onto your first home while buying a second one. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can find out more about The Mortgage Advice Club here: https://themaclub.co.uk/ Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

It’s the first episode of the new year, so Kia Commodore shares some simple, practical moneymaking and saving habits you can adopt in 2024. She’s joined by Iain Russell, of Moneyhub - a financial tech company that’s created a money management app (and much else). Kia and Iain discuss what to focus on during a financial checkup and recommend good habits to keep. They also chat through how money apps can help you and why you need a safety net for financial emergencies. A Little Bit Richer releases every other week. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can find out more about Moneyhub’s app here: https://www.moneyhub.com/app Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

In the post-pandemic world of remote work, more and more people are becoming digital nomads and leaving the UK to work from sunnier climates. But is it really as simple as just hopping on a plane with your laptop? What are the financial implications of working abroad for a UK-based company? In this episode, Kia Commodore chats with Claire Rhodes. She’s a freelance writer whose been working with UK clients from abroad since 2021. Kia and Claire chat through how easy it is to make the change to digital nomadism and how it can affect your other financial goals. And Claire describes what her lifestyle’s like these days – the high points, as well as the things she wishes she’d known before leaving the UK. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Find out more about Claire’s content writing services here: https://www.linkedin.com/in/claire-rhodes-b5b821141/ Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

When it comes to gender equality in finances, we’re still not where we need to be. Last year Legal & General found that a woman’s average pension pot at retirement was likely to be less than half that of a man’s at the same stage. And that’s just for starters. Women are also faced with the gender pay gap, childcare costs and much more. So we’re tackling all that head on! This week Kia Commodore’s joined by Emilie Bellet, host of the podcast The Wallet. She’s also the founder of Vestpod, a community with a mission to help people, and in particular women, achieve financial independence. They chat through the financial challenges women face, discuss the gender disparity found in investing, and share tips on getting ready for the cost of kids. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer You can find out more about Emilie and Vestpod here: https://www.vestpod.com/ Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.

In this episode, Kia Commodore continues exploring one of A Little Bit Richer’s most important topics – buying your first home. It’s an extremely important milestone. But it’s also an extremely expensive one. So in this episode Kia is joined by Hazel Johnston from Legal & General. Hazel began as a mortgage adviser and now helps other advisers better support homebuyers. Kia and Hazel talk about how to save for a house deposit. They chat through how much you might need to save, how to save it, and the ins and outs of mortgages. They also uncover the hidden costs of house buying and help you budget for actually living in your new home. You can play the podcast and find other useful content on Legal & General’s website: https://www.legalandgeneral.com/podcasts/a-little-bit-richer Here’s more about life insurance for first time buyers: https://www.legalandgeneral.com/insurance/life-insurance/guides/life-insurance-for-first-time-buyers/ Kia and her guests share their own personal thoughts and opinions in this podcast. These might be different from Legal & General’s take on things. They give financial guidance for a UK audience that’s relevant at the time of recording. It’s general best practice, not the kind of personalised advice you’d get from a financial adviser.See omnystudio.com/listener (https://omnystudio.com/listener) for privacy information. Hosted by Ausha. See ausha.co/privacy-policy for more information.