Charlotte's median home sold for about two percent less this July than a year ago, and there are more homes to choose from. But mortgage rates just went back above seven percent, so the monthly payment on that cheaper house is about $115 higher. We run the numbers, including the caveats. Also today: City Council votes tonight on a 10 p.m. curfew for everyone under 18; the CMS board starts its superintendent search while the state auditor and SBI look into district finances; the Panthers lose 21–18 in Cleveland but stay tied atop the NFC South; and Guard & Grace, a Michelin-recommended steakhouse, opens Wednesday in South End.

CLT Daily — Charlotte's independent daily briefing. New episodes every morning. cltdaily.com

Sources this episode: Freddie Mac, Canopy Realtor Association, Mecklenburg County, WFAE, WSOC, WBTV, The Charlotte Ledger, Axios Charlotte, Cleveland Browns, Guard & Grace.

CLT Daily is written, hosted and produced by Steve Bouboulis, an independent journalist covering the Queen City. Got a tip, a document, or a story the city isn't telling? Reach him on LinkedIn: https://www.linkedin.com/in/stevebouboulis/

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