A lot of Canadian investors eventually learn the truth about multifamily financing: yes, apartment buildings can qualify based on their own income.

But then they run into the next wall.

The down payment.

In markets like Montreal, it is not unusual to need $300,000 or more just to get into a decent multifamily deal. Even in smaller markets, investors may still need $150,000 to $200,000.

That is where the conversation shifts from financing to capital raising.

In this episode, we break down why so many investors get stuck trying to do everything alone, and why partnerships are often the real key to scaling in Canada.

We cover joint ventures, equity partners, private investors, raising money from friends and family, and the different ways investors structure deals when they do not have enough cash to close on their own.

We also talk about the risks of partnerships, what makes a good partner, how to divide responsibilities, and why trust, alignment, and clear agreements matter just as much as money.

If you understand multifamily financing but still feel like the numbers are out of reach, this episode will help you see that the answer is often not “save for another ten years.” The answer is learning how to work with other people.

Want to talk strategy for your portfolio, business, or next move? Book a free discovery call through Equity Builders Club. https://www.equitybuildersclub.com/book-a-discovery-call

Join us at an upcoming Equity Builders Club event in Montreal: https://www.equitybuildersclub.com/events Use code ML5 for $5 off.

You can also pick up a copy of Mindful Landlord on Amazon. https://terrieschauer.com/mindful-landlord/

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