We’re in our “side hustle season,” and this week we’re diving into Airbnb culture with Jessica Starr, a top realtor with LPT Realty and a seasoned Airbnb host who manages multiple properties across multiple states. In this episode, we unpack what it really takes to run a successful short-term rental: startup costs, management tips, red flags to avoid, and how to know if it’s the right fit for you. Whether you’re dreaming of passive income or wondering if this is just another Instagram trap, we’re breaking it all down. Spoiler alert: It’s not just fluff and fairy lights—this is a business. Are you ready to host or should you just book the stay? Let’s find out. Jessica can be reached at jessica@starrteam.com Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

Your credit score can open doors—or slam them shut. In this episode of Millennial Money Matters, we’re joined by Stephen Robert, owner of BedRock Credit America, a nonprofit credit repair agency, to break down everything you need to know about credit. From fixing past mistakes to building strong financial habits, Stephen shares expert advice on boosting your score, navigating the credit system, and the changes coming that could impact your financial future. Whether you’re looking to buy a home, refinance, or just get your credit in top shape, this episode is packed with must-know info. Tune in now! You can reach Stephen at https://bedrockcreditamerica.org/ Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

Market volatility got you spiraling? We get it. In this follow-up to our recession episode, we’re unpacking exactly what to do when the markets start doing the most. Should you move your money? Freeze your spending? Hide under a weighted blanket? (Maybe a little of all three.) In this episode of Millennial Money Matters, we talk about how to stay financially steady when everything feels shaky. From investment strategies to mindset shifts, we're giving you the tools to protect your finances and your mental health when the economy starts acting up. It’s real talk, real advice, and zero fear-mongering—because financial empowerment > panic mode. Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

Everyone’s throwing around the word recession—but what does it actually mean? And how do we know if we’re in one… or headed for one? In this episode, we break down the real indicators economists look at (like GDP and unemployment), the not-so-obvious ones (consumer confidence, anyone?), and why vibes sometimes do matter. If you're confused by all the mixed messages about the economy right now, this episode will help you make sense of it all—without the jargon. Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

Social media makes it easier than ever to find the latest trends—but is it also draining your wallet? In this episode of Millennial Money Matters, we dive into the impact of social media on millennial spending habits. From viral “must-have” products to the pressure of keeping up with influencer lifestyles, we break down how platforms like TikTok and Instagram shape financial decisions. Are these trends helping or hurting your financial goals? We explore ways to stay savvy, resist impulse purchases, and take control of your spending in the age of influencers. Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

Buying a home can feel overwhelming—especially for millennials navigating the process for the first time. In this episode of Millennial Money Matters, we break down the steps to homeownership with our very first guest, Jonathan Archer, a millennial realtor with William Raveis Real Estate. From getting pre-approved to making an offer (and avoiding common mistakes), Jonathan shares his insider knowledge on what buyers need to know. Whether you're dreaming of your first home or just curious about the process, this episode will help you feel confident and ready to take the plunge. To contact Jonathan Archer- Jonathan Archer, REALTOR  m860.713.9000 The Margaret Wilcox Team  William Raveis Real Estate Licensed in the State of CT Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

So, you’ve decided to buy a house—congrats! Now comes the fun part: figuring out which mortgage won’t completely wreck your financial future. From FHA vs. conventional to VA and USDA loans, we’re breaking down your options in a way that won’t make your head explode. Whether you're a first-time buyer wondering why there are so many acronyms or just trying to flex that Big Mortgage Energy, we’ve got you. Let’s talk loans, bust some myths, and make sure you don’t accidentally sign up for a financial disaster. Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

Move over oxblood and skinny jeans—2025 is bringing in a whole new batch of trends. We’re kicking things off with a deep dive into what’s hot this year, from the return of questionable fashion choices to why everyone suddenly needs a "friendcation." But the real glow-up? Your money. This year, financial trends are getting a high-tech upgrade. We’re talking AI-powered everything, thematic investing (because apparently, our stocks need a niche now), and the latest money moves that could make—or break—your wallet. Will AI finally fix our finances, or is it just another way to justify buying more stuff online? Let’s get into it. Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

In this episode of Millennial Money Matters, Kelly and Derek explore the challenges and rewards of merging finances with a partner. They discuss whether to combine bank accounts, how to handle debt as a team, and ways to set joint financial goals without sacrificing independence. With practical tips and real-life insights, Kelly and Derek help couples navigate the tricky terrain of love and money. If you’re preparing to share your life—and your wallet—with someone, this episode is a must-listen! Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.

In this episode of Millennial Money Matters, Kelly Turner and Derek Mazzarella tackle the topic that excites and terrifies millennials: investing. From decoding stocks and bonds to understanding dividends and navigating the world of mutual funds, they break down the basics with humor and relatable analogies (yes, Monopoly is mentioned). Whether you're a seasoned investor or still figuring out how to spell "ETF," this episode will leave you smarter, entertained, and maybe even ready to dive into your first investment. Reach out to Kelly Turner at kturner@totalmortgage.com (mailto:kturner@totalmortgage.com) and Derek Mazzarella at dmazzarella@mygfpartner.com (mailto:dmazzarella@mygfpartner.com) Hosted by Ausha. See ausha.co/privacy-policy for more information.